---
title: "How to Get Back your Money After 180 Days (US PayPal accounts)"
url: https://aupdamages.com/articles/reddit-stories/how-to-get-back-your-money-after-180-days-us-paypal-accounts/
description: "PayPal Holdings, Inc (San Jose, California, United States) NOT REGULATED. This is their main entity owning everything worldwide serving mainly US customers."
published: 2022-03-17
updated: 2022-03-17
---

# How to Get Back your Money After 180 Days (US PayPal accounts)

Published 2022-03-17

Problems with PayPal? Independent community documenting Acceptable Use Policy damages.

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US Holdings

March 17, 2022 · Reddit Stories · Published by AUPdamages.com

PayPal Holdings, Inc (San Jose, California, United States) NOT REGULATED. This is their main entity owning everything worldwide serving mainly US customers. Anyone from any country can still sue them directly there in the USA as there are no laws prohibiting that.

A Class Action Lawsuit was started regarding this by Attorney Eric Bensamochan. A form was published to join and for a chance to be one of the main plaintiffs: [the published joining form](https://drive.google.com/file/d/1f-V0q1_DXJ-_CuPX8mo9QM--WQYTVcbp/view). Anyone from any country and any amount could join and there were no upfront fees. The process takes a long time.

You may also consider filing the following complaints:

- [A BBB complaint](https://www.bbb.org/us/ca/san-jose/profile/payment-processing-services/paypal-inc-1216-210387)
- [A complaint to the CFPB](https://www.consumerfinance.gov/complaint/getting-started/)
- [A report to the SEC](https://www.sec.gov/whistleblower/submit-a-tip)
- [Contact your congressperson](https://www.house.gov/representatives/find-your-representative)

Anyone from any country can complain to both the BBB and the CFPB. Make sure to file both complaints against PayPal’s main entity, the parent company PayPal Holdings, Inc of San Jose, California.

If you want to get your money faster by litigating in the USA you are better placed finding your own lawyer willing to work on contingency, or filing a claim in the local small claims court. Lots of people got their money by just sending a demand letter through a lawyer.

If you are in the US and cannot afford hiring a lawyer you can use a mediation service such as fairshake.com, which may help you reach a settlement with PayPal, though usually for less than half of the amount.

This content was posted by community members in the r/aupdamages subreddit.

[Recover your PayPal Money After 180 Days in EU and UK →](https://aupdamages.com/articles/reddit-stories/recover-your-paypal-money-after-180-days-in-eu-and-uk/)

## What are the PayPal AUP?

AUP is the PayPal Acceptable Use Policy: the rules that state what you are allowed to buy and sell. PayPal is allowed to change them at any time.

The PayPal User Agreement provides for liquidated damages of $2,500 US dollars per violation, which may be debited directly from the account.

[Read the full FAQ](https://aupdamages.com/faq/)

## Related pages

- [United States](https://aupdamages.com/us/)
- [Europe](https://aupdamages.com/europe/)
- [Singapore](https://aupdamages.com/singapore/)
- [All Reddit Stories](https://aupdamages.com/articles/reddit-stories/)
- [Documented stories](https://aupdamages.com/stories/)

## Community

People from all over the world are working on the same problem. The community Discord server is where this site answered questions.

[Join the Discord server](https://discord.gg/9ythmwcGzW)