---
title: "Recover your PayPal Money After 180 Days in EU and UK"
url: https://aupdamages.com/articles/reddit-stories/recover-your-paypal-money-after-180-days-in-eu-and-uk/
description: "PayPal (Europe) S.a r.l. et Cie, S.C.A. is a credit institution authorised and supervised by Luxembourg's financial regulator, the CSSF."
published: 2022-01-06
updated: 2022-01-06
---

# Recover your PayPal Money After 180 Days in EU and UK

Published 2022-01-06

Problems with PayPal? Independent community documenting Acceptable Use Policy damages.

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[Home](https://aupdamages.com/) / [Articles](https://aupdamages.com/articles/) / [Reddit Stories](https://aupdamages.com/articles/reddit-stories/) / Recover your PayPal Money After 180 Days in EU and UK

EU S.C.A.

January 6, 2022 · Reddit Stories · Published by AUPdamages.com

PayPal (Europe) S.à r.l. et Cie, S.C.A. is a credit institution, that is a bank, authorised and supervised by Luxembourg’s financial regulator, the Commission de Surveillance du Secteur Financier (CSSF).

This entity serves customers in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Hungary, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Vatican City, Mayotte, Reunion, French Guiana, Guadeloupe and Martinique.

Some people got their money by doing the following. First you complain about the false damages claim to PayPal and wait for at least one month, or until you get an initial reply. Then [file an official banking complaint against them](https://reclamations.apps.cssf.lu/index.html?language=en), because PayPal is a bank in the EU.

If the CSSF failed to recover your money and your claim is within the 5,000 EUR range, then file a small claim in the EU against PayPal Europe under the [European small claims procedure](https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/european-small-claims-procedure/index_en.htm).

This content was posted by community members in the r/aupdamages subreddit.

[← How to Get Back your Money After 180 Days (US PayPal accounts)](https://aupdamages.com/articles/reddit-stories/how-to-get-back-your-money-after-180-days-us-paypal-accounts/)

[Recover Your PayPal Money After 180 Days in Africa, Asia, South America and Eastern Europe →](https://aupdamages.com/articles/reddit-stories/recover-your-paypal-money-after-180-days-in-africa-asia-south-america-eastern-europe/)

## What are the PayPal AUP?

AUP is the PayPal Acceptable Use Policy: the rules that state what you are allowed to buy and sell. PayPal is allowed to change them at any time.

The PayPal User Agreement provides for liquidated damages of $2,500 US dollars per violation, which may be debited directly from the account.

[Read the full FAQ](https://aupdamages.com/faq/)

## Related pages

- [United States](https://aupdamages.com/us/)
- [Europe](https://aupdamages.com/europe/)
- [Singapore](https://aupdamages.com/singapore/)
- [All Reddit Stories](https://aupdamages.com/articles/reddit-stories/)
- [Documented stories](https://aupdamages.com/stories/)

## Community

People from all over the world are working on the same problem. The community Discord server is where this site answered questions.

[Join the Discord server](https://discord.gg/9ythmwcGzW)